Funeral cover for South African families
Because we take care of each other.
Affordable funeral cover from R60 per month. Policy limits depend on the plan, with up to 18 people on selected plans. Claim benefits are paid between 48 and 72 hours after all required documents are received.
Family funeral cover for up to 18 people on selected plansStitched together, just like family.
Our name is hand-embroidered thread by thread — the same care we put into looking after your loved ones. Ubuntu means “I am because we are.” Every policy is one more family we carry.
- Real people who answer when you call
- Claim benefit paid between 48 and 72 hours after all required documents are received
- Cover woven around your whole family
How to get funeral cover with Ubuntu Life
Choose your plan
From the Advanced Family Plan at R60 per month to the pensioner options — pick the cover that fits your family and your budget. No medical tests, ever.
Get Covered TodayAdd your loved ones
Cover limits depend on the plan: up to 18 people on selected plans and up to 11 on Golden Care. Sign up in minutes from your phone or call us on 087 551 3306.
View Our PlansRest easy
When the time comes, the claim benefit is paid between 48 and 72 hours after all required documents are received. Hear it from families across South Africa.
When my father passed, Ubuntu Life paid our claim in two days. No fuss, no endless paperwork — just people who cared.
R60 a month covers my whole family. Signing up took ten minutes on my phone and they explained everything in plain language.
I added my mother to the Pensioner Plan without a single medical test. The peace of mind is worth every rand.
When it mattered most, we were there.
“When my husband passed, I didn’t know how I would keep our family standing. Ubuntu Life paid our claim in two days — no forms to chase, no waiting, just people who treated us like their own. That dignity is something my children and I will never forget.”
Protect your familyFaces of the Ubuntu family
From Soweto to the Eastern Cape — real people who trust us to look after what matters most.
Jennifer's story
When I lost my husband, Ubuntu Life was there to help. The support was prompt and efficient.
- Ubuntu Life member for 6+ years
- Supported through her claim
Jennifer speaks for herself, in her own words — filmed at home, unscripted.
Ready to protect your family too?
Leave your cellphone number and an Ubuntu Life consultant will call you back to explain your cover options.
One simple policy. Zero hassle.
We handle the paperwork so you don't have to — one clear policy document, no medical tests, and a claim benefit paid between 48 and 72 hours after all required documents are received.
When my father passed, Ubuntu Life paid our claim in two days. No fuss, no endless paperwork — just people who cared.
R60 a month covers my whole family. Signing up took ten minutes on my phone.
I added my mother to the Pensioner Plan without a single medical test. The peace of mind is worth every rand.
Seen enough and want funeral cover? Get a quote here.
Leave your details and an Ubuntu Life consultant will call you back with a quote that fits your family.
Prefer to talk now? Call 087 551 3306
Cover that fits every family.
One clear price, no medical tests, no hidden fees. Choose the plan that suits your family and start covered in minutes.
Advanced Family Plan
Cover for individuals, couples and families who want peace of mind without breaking the bank.
- Main member cover up to R30,000
- Main member + up to 7 dependants (max 1 spouse)
- Up to 10 extended family members
- Up to 18 members per policy
- No waiting period for accidental death, provided first premium is received
- 6-month waiting period for natural death
- 12-month waiting period for suicide
- Claim benefit paid between 48 and 72 hours after all required documents are received
- 31-day cooling-off period
Advanced Pensioner Plan
Funeral cover for pensioners aged 60–84 with flexible cover options and optional add-ons.
- Main member cover across Blue, Green, Red or Black tiers
- Entry age: 60–84 years
- Covers natural, unnatural and suicide death
- Optional accidental death benefit (ADB)
- Optional dependant children cover
- Optional extended family plans (0–65 years)
- Up to 10 extended family members
- Up to 18 members per policy
- No waiting period for accidental death, provided first premium is received
- 6-month waiting period for natural death
- 12-month waiting period for suicide
- Claim benefit paid between 48 and 72 hours after all required documents are received
- 31-day cooling-off period
Golden Care Plan
Cover for main members aged 60–79, with extended family options.
- Primary main-member cover up to R20,000, depending on age and option
- Entry age: 60–79 years
- Optional accidental death benefit (ADB)
- Cash benefit payable for covered death events
- Extended family cover up to 10 members
- Up to 11 members per policy
- No waiting period for accidental death, provided first premium is received
- 6-month waiting period for natural death
- 12-month waiting period for suicide
- Claim benefit paid between 48 and 72 hours after all required documents are received
- 31-day cooling-off period
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No Hidden Costs
What we quote is what you pay. No admin fees, no surprises, no fine print — just honest cover for your family.
- No medicals needed
- No standing in queues
Share the Ubuntu spirit.
Refer a friend or family member to Ubuntu Life and you both earn rewards. Because looking after each other is what ubuntu means — and it should pay off, too.
Refer a FriendFrequently asked questions
I added my mother to the Pensioner Plan without a single medical test. The peace of mind is worth every rand.
Still have questions? We’ll call you.
Leave your number and a consultant will talk you through how our funeral cover works. No pressure, no obligation.
Funeral cover information for South African families
Learn how Ubuntu Life funeral cover works, compare plans and get practical help before you apply. We explain family eligibility, claims, policy management and the costs families may need to plan for.